Perth Football League insurances are with Marsh under a ‘whole of football’ policy with the WA Football. 

For full details or to make a claim, visit: https://au.marsh.com/sport/afl/clubs.html 

National Risk Protection Program 

The National Risk Protection Program covers clubs and participants through a mix of protection products, including public liability, club management liability, asset protection and personal injury support. Some protections are provided via group insurance policies issued to the AFL, while others are delivered through discretionary trust arrangements managed by JLT/Marsh. Coverage varies depending on your club and competition. 

• Check out what’s covered  

• Program summary – download here 

National Risk Protection Program Insurance for your Club 

The Match Day & Training Checklist is a pre-match and pre-training inspection tool available to all Australian Football leagues and clubs. It enables leagues and club officials to identify and evaluate safety concerns and record actions taken to remove or mitigate these safety concerns. Completing the checklist can also assist in supporting a club against potential negligence claims. 

• Download here 

Other resources 

• Insurance in Sports, Medicare vs Risk Protection 

• Personal Injury Claim Form 

• General Information – Personal Injury Insurance 

• Private Health Insurance Audit Template    

Summary of Perth Football League Insurances 

Please note, there is an excess for all claims 

Public Liability Cover 

1. Club Management Liability Cover: This cover extends only to all incorporated Australian Football Clubs and Associations/Leagues of each State and Territory. Other created entities, being Sports Clubs with several different sports/recreation activities, will not be covered for claims under the Management Liability (Forefront) policy. Please advise the Perth Football League if your club is part of a ‘Sport Club’ so the Club Management Liability premium may be deducted from the club’s affiliation fees. 
2. Personal Injury: Clubs wishing to upgrade from Bronze may do so at their own discretion and directly with Marsh. Marsh Personal Injury Cover: Is not private health cover, is not Workers’ compensation cover and will not provide a full rebate on injury management. 
3. Asset Protection: Clubs should review is contents replacement costs to ensure appropriate cover and that the cover is not being duplicated in another policy the club may have separately or through a Sports Club, Junior/Senior Club or local council arrangement 
4. Quad/Para Cover: Marsh cover clubs for capital benefits up to $1,000,000. 
5. Loss of income cover: No Loss of Income cover is provided by the Perth Football League's insurance. 

Private health cover - The Perth Football League encourages all players to have private health cover.